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Car finance guides

Car finance, in plain English.

What I'd tell a mate over coffee: how car loans and brokers work, what lenders see on your credit report, and what to ask before you sign.

Or browse all 29 questions in the FAQ

Start here

The guides most people need first.

Car loans and broker fees
How car finance brokers get paid, what they can charge, and what I charge.
Buying a car
Sort your finance first. Then the price, your trade-in and the extras, one at a time.
Your credit score
What's on your credit report, how long each item stays, and what you can fix now.

Your situation

Guides for a particular question.

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