About Agent Finance
Pay less for the same car loan.
AI does the work. We don't pay human brokers. Neither do you.
Protect your credit score
Why we exist
What Rob saw from the inside.
Phone tag
You find the car at 9pm on Saturday. The broker calls back on Monday.
Last in line
Small loan or lower credit score? You’re at the bottom of the callback list.
Sold at the counter
At the dealership, finance gets sold before you know there’s another option.
So we built one where AI does the work.
The car finance industry charges too much because it relies on humans doing work that technology does better. Broker commission is built into your rate. Most customers never see it.
No car finance broker in Australia is legally required to act in your best interests. We built one that does.
“I saw the same problems again and again. So I built a car finance broker where AI does the work.”
Rob Carlile, Founder
Former executive at Australia's largest car finance brokerage ·
What we promise
What we promise
Pay less for the same car loan.
- AI removes the cost. You keep the savings.
- Our fee is $699. Flat, published, whatever you borrow.
- You get the lender’s lowest rate. Zero commission is our default. That’s the lowest rate the lender sets for your credit profile.
You come first.
- The cheapest loan for you wins. Even when it pays us less.
- Our commission never decides your loan. The ranking can’t see it.
- Speak to an AI koala. Anytime. No phone calls. Ever.
- Every customer gets the same service.
Who's behind Fin
Fin does the work. Real people stand behind it.
- Qualified brokers review every deal.
- Rob Carlile, founder, former executive at Australia's largest car finance brokerage.
- Part of Finsure's broker network, which settles more than $5 billion in loans every month.
- Credit Representative Number 568962 of Australian Credit Licence Number 384704.
How we're regulated
Agent Finance AI Pty Ltd (ABN 87 673 873 204), Credit Representative Number 568 962, is authorised under Australian Credit Licence 384 704 held by Finsure Finance and Insurance Pty Ltd (ABN 72 068 153 926).
- Responsible lending: we must check any loan is not unsuitable for you.
- Disputes can go to the Australian Financial Complaints Authority (AFCA).
Questions
Ask Fin anything.
Rob did. I do the work.
Rob Carlile, former executive at Australia’s largest car finance brokerage. He built Agent Finance because broker commission is built into your rate, and most customers never see it.
Properly.
Agent Finance AI Pty Ltd (ABN 87 673 873 204), Credit Representative Number 568 962, is authorised under Australian Credit Licence 384 704 held by Finsure Finance and Insurance Pty Ltd (ABN 72 068 153 926). Disputes can go to the Australian Financial Complaints Authority (AFCA).
A flat $699 fee.
Our fee is $699. Flat, published, whatever you borrow. You get the lender’s lowest rate. Zero commission is our default. That’s the lowest rate the lender sets for your credit profile. Our commission never decides your loan. The ranking can’t see it.