AI car finance
What is AI car finance?
We're not the first AI in car finance. But we're the first where AI does the actual work, not just the matching. AI handles the entire process, from lender matching to application prep, with qualified brokers checking every deal before submission.
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The short answer
- AI does the work. We don’t pay human brokers. Neither do you.
- AI-led, human-verified.
- Hard-coded NCCP compliance, with legal agents monitoring every interaction in real time, and a full audit trail.
- Speak to an AI koala. Anytime.
- Our fee is $699. Flat, published, whatever you borrow.
AI-led, human-verified
What I do, and what a person checks
What I do
- Check live lender rates for your loan.
- Compare the loans that fit you, side by side.
- Collect your documents and prepare your application.
- Rank your options by what they cost you. Our commission never decides your loan. The ranking can’t see it.
What a person checks
- Qualified brokers review every deal.
- Nothing goes to a lender until a broker has checked it.
Safe and regulated
Is AI car finance safe?
- Hard-coded NCCP compliance, with legal agents monitoring every interaction in real time, and a full audit trail.
- Part of Finsure’s broker network, which settles more than $5 billion in loans every month.
- Disputes can go to the Australian Financial Complaints Authority (AFCA).
Agent Finance AI Pty Ltd (ABN 87 673 873 204), Credit Representative Number 568 962, is authorised under Australian Credit Licence 384 704 held by Finsure Finance and Insurance Pty Ltd (ABN 72 068 153 926).
Why it costs less
No office. No call centre. Just AI.
That keeps my costs low, and I pass those savings on to you.
AI removes the cost. You keep the savings.
Questions
Ask me anything.
Chat. Compare. Done.
Tell me about the car and the loan you want, and I'll check live lender rates. Then I'll ask about your job, income and spending, and show you the loans that fit you, side by side. Pick your lender and send me a few documents. A qualified broker reviews every deal before I send it to the lender, and I stay with you right through to settlement.
Real AI. Real licence. Real people checking my work.
AI-led, human-verified. Qualified brokers review every deal. Part of Finsure's broker network, which settles more than $5 billion in loans every month. Credit Representative Number 568962 of Australian Credit Licence Number 384704.
Legally, no car finance broker has to. I do anyway.
You come first. Car finance brokers are not required to act in your best interests. I am. It's hard-coded in my DNA. The cheapest loan for you wins. Even when it pays us less.
No catch. Just lower costs.
AI does the work, so I don't need a big team, an office or a call centre. No sales bonuses, no perks. That keeps my costs low, and I pass the savings on to you. It's why I can give up the commission brokers usually keep, and cut your interest rate by 2% p.a. every time.
Minutes, not days.
A quote takes 30 seconds. Seeing real quotes and picking your lender takes about 5 minutes, and finishing your application about 5 more. Some lenders approve the same day and pay out the next business day. It depends on the lender and how busy they are.
Pay less for the same car loan.
AI does the work. We don't pay human brokers. Neither do you.
Protect your credit score